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House Plan-Related Articles and Resources:
Can The Home Loan That is Best For Your Bank Also Be Best Mortgage For You?

A Bank is a Business and they make their money on Markup just like any other business. In the Case of a Bank Loan the Markup is really the Spread (Difference) in the interest rate the bank pays a [...]


How to Finance and Build Your Dream Home

If you have always dreamed of building and living in the home you?ve helped design, it?s time to seriously consider putting your dream into action. In today?s mortgage market, a specially desi [...]


The Red Flags of Getting a Home Loan

Red flags are indicators that there may be a current or future problem with the borrower or transaction. They help Underwriters isolate pertinent issues that are part of the overall loan evaluation [...]


Mortgage Questions to Ask Your Lender

Buying and financing a home today can be overwhelming. Here are some questions to ask your lender so that you can make informed decisions.

Are both fixed-rate and adjustable mortgage loan [...]


Understanding Fixed-Rate Mortgages

A fixed-rate mortgage is a mortgage on which the interest rate is set for the term of the loan. Your interest rate stays the same for the term of the mortgage or for a specified period of time. Mos [...]


Secrets Your Banker Won't Tell You - Which Loan is Best for You?

Recently I was driving in my Car and I heard an Ad for a Mortgage lender who claimed they would help you find the Best Loan out of over 400 Different Loan Types. 400 Different Loan Types now that [...]


How to Buy a Home Without a Down Payment

Mortgage rates are rising and it?s becoming more difficult for a prospective buyer to save up for the necessary down payment. Fortunately, there are ways around this hurdle.

Although home [...]


What to Really Expect for Closing Costs

Closing on a property is a very challenging time for a would-be homeowner. Being informed, either through your mortgage broker, your real estate agent, or through self knowledge is the best thing y [...]


Construction Loan Basics

It might not be too big of an exaggeration to say that the construction loan is one of the more daunting aspects of building your custom home. Before we started our project, I had nightmares about [...]


Home Construction Loans

You can maximize your savings by shopping for a lender that can provide you with a combination loan. The combination loan starts as a construction loan. During this phase, your lender cuts checks t [...]


How to Compare Fixed Rate Mortgages and Adjustable Rate Mortgages

There are many types of mortgages, and the more you know about them before you start, the better. To compare one Adjustable Rate Mortgage with another or with a fixed-rate mortgage, you need to kno [...]


Looking for a Great Mortgage Online

People who are looking for a mortgage today have many more options than those who were searching for a mortgage a few years ago, thanks to the Internet. Consider how technology has changed the way [...]


Things that You Need to Know before Financing Your Home

Frequent Asking Questions:

What are Points? A. There are several types of mortgage related costs called "points" and their definitions and purposes vary. Generally, points are costs tha [...]


Home Loan Refinancing - What Lenders Don't Want You To Know

Refinancing lenders seems to hold all the cards. They have the money and their own system for determining which type of credit you can qualify for. What lenders don?t want you to know is that you c [...]


Mortgage Refinance - Tips to Help You Cut Fees and Costs

Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower inter [...]


Home Mortgage Refinancing - Things to Consider When Looking to Get Cash Out on a Refinance

When you refinance your home mortgage, lenders often tempt you with the option of cashing out part of your home?s equity. Cash at a comparably low interest rate may seem like a good option, but mak [...]


Mortgage Refinance - Tips to Help You Cut Fees and Costs

Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower inter [...]


Why Buy Stock House Plans vs. Custom? - part II
Stock Houseplans

Stock house plans are, by contrast, home designs which have been developed to fit the needs of a particular group of the general populace. They are not custom desig [...]


Why Buy Stock House Plans vs. Custom? - part I
When a person begins the process of building a new house, there are many different aspects that need to be addressed including: where to build, what size home to build, what features to include, what [...]


Home Buyer and House Plan Terms and Definitions - entire article
When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to be a better informed shopper.

Adjust [...]


Home Buyer and House Plan Terms and Definitions - part VI
Recording Fee
- A charge for recording the transfer of a property, paid to a city, county, or other appropriate branch of government.

Real Estate Settlement Procedures Act (RE [...]


Home Buyer and House Plan Terms and Definitions - part V
Mortgage Broker
- A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer finds a loan.

Mortgage [...]


Home Buyer and House Plan Terms and Definitions - part IV
Fixed Rate Mortgage - A mortgage whose interest rate remains constant over the life of the loan. The payments are not necessarily level. (See Graduated Payment Mortgage and Growing Equity M [...]


Home Buyer and House Plan Terms and Definitions - part III
Convertibility - The ability to change a loan from an adjustable rate schedule to a fixed rate schedule.

Cooperative - A form of ownership in a multi-unit complex; the pur [...]


Home Buyer and House Plan Terms and Definitions - part II
Balloon - A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at the end.

Binder - A rece [...]


Home Buyer and House Plan Terms and Definitions - part I
When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to be a better informed shopper.

Ad [...]


Learn about your home mortgage options - entire article
A mortgage is a long-term loan that uses real estate as collateral. A mortgage loan is commonly used for buying a home. Mortgage loans are usually fully amortizing, which means that the monthly pr [...]


Learn about your home mortgage options - part V
Here are some things to consider with an ARM or a Hybrid ARM:

- Is my income likely to increase enough to cover higher mortgage payments if interest rates go up?

- H [...]


Learn about your home mortgage options - part IV
State Housing Finance Agency Loans

State Housing Finance Agencies (HFA) provide loans to first-time homebuyers, often at below-market interest rates. Program availability and eli [...]


Learn about your home mortgage options - part III
VA-Guaranteed Loans

If you are a veteran of military service, reservist, or on active military duty, you may be able to obtain a loan guaranteed by the Department of Veterans Aff [...]


Learn about your home mortgage options - part II
Conventional Mortgages

A conventional mortgage is one that is not insured or guaranteed by the government. Conventional loans with a downpayment of less than 20% typically requir [...]


Learn about your home mortgage options - part I
A mortgage is a long-term loan that uses real estate as collateral. A mortgage loan is commonly used for buying a home. Mortgage loans are usually fully amortizing, which means that the monthly pr [...]


What are the different types of house foundation types and when to use each? - entire article
The foundation is the first piece of a home to be constructed and creates a base for the rest of a home's components. There are three types of foundations that are commonly used in the U.S.: slab, [...]


What are the different types of house foundation types and when to use each? - part III
Changing the Type of Foundation on your home:

Almost any house plan can have its foundation changed. It's common for people to design a different foundation if the available foundations [...]


What are the different types of house foundation types and when to use each? - part II
Choosing the Type of Foundation:

Homeowners and builders make decisions about which type of foundation to use by gauging cost, needs/desires, and soil and weather conditions. If you ha [...]


What are the different types of house foundation types and when to use each? - part I
The foundation is the first piece of a home to be constructed and creates a base for the rest of a home's components. There are three types of foundations that are commonly used in the U.S.: slab, [...]


Do stock plans contain everything I need to build in the state of "INSERT HERE"...
One question that we receive almost every day is whether or not the plan package for plan 1234 contains everything that a person would need to build the home in the state of "INSERT STATE/LOCATION [...]


What are the different types of house plan packages, and when to use each? - part II
Traditional Set - the basic package of drawings you will need to obtain a building permit, secure your financing, and build your home. It includes a specific number (either 3, 4, 5, 6, 7, 8 [...]


What are the different types of house plan packages, and when to use each? - part I
For every houseplan on our site, you have several different types of plan set packages that are available to you. These include a review set, single set, traditional set, a Reproducible set, and [...]


What are the most popular floorplan features? - part III
#4: Ease-of-Maintenance ? The relative time constraints of today?s family unit is at an all-time high. Many families now include two full-time working parents, additional outside work com [...]


What are the most popular floorplan features? - part II
#3: Split-Floorplan Layout ? There are two basic types of floorplan layouts, which are primarily differentiated through their inherent treatment of the master bedrooms suite vs. other bedr [...]


What are the most popular floorplan features? - part I
One of the most popular questions that people ask when searching for that ?perfect? house plan is ?What are (currently) the most requested floorplan / home features that people are looking for< [...]


 
 
 
 
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HPG-2108C-1
2108 living sq. ft.
3 beds
2.5 baths

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HPG-1837-1
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3 beds
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HPG-2258-1
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HPG-1801B-1
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3 beds
2 baths

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